Secure your
future.
Lach Financial is a fee-only Registered Investment Adviser dedicated to working hand-in-hand with its clients to achieve success through the science of investing. Take the first step towards securing your future by scheduling a free, no-obligation portfolio review.
Not all financial advisers are created equal:
Stay on your path to financial confidence
Who’s Managing Your Money?
As a Registered Investment Adviser, Lach Financial is held to the fiduciary standard, which is the highest standard of care a professional owes to a client. Brokers are not held to such a high standard.
The Fee-Only Difference
Lach Financial is a fee-only adviser, which means we don’t offer any investment products which charge commissions. 100% of the compensation that we receive comes from the advice and services we provide, not from the products we recommend. Here, you can expect independent, objective advice – not a sales pitch.
Heart of a Teacher
In the world of investing, true expertise is an indispensable asset. Patrick Lach’s ongoing work and research as a finance professor provides a foundation of continuous learning, which lets our clients rest easy with the knowledge that we are always pursuing new ways to keep their future secure.
Our Philosophy
I believe that every person deserves to have an adviser who puts their interests first. As a Registered Investment adviser, Lach Financial is a fiduciary, which is the highest standard of care a professional owes to a client. I also believe that every effort should be made to find the most reliable sources when making decisions for a client. That is why every decision at Lach Financial is based on empirical, peer-reviewed academic research; not the whim or gut feeling of a mutual fund manager. I believe that every effort should be made to eliminate any practices that create or could potentially create a conflict between the adviser and the client. That is why my firm does not receive any referral fees, kickbacks, or commissions. Not one dime. As a fee-only adviser, every penny of revenue received by Lach Financial comes from one source — the client.
PATRICK LACH, PH.D., CFA, CFP®
INVESTMENT ADVISER REPRESENTATIVE
